Ross Garcia

Ross Garcia, CDLP

Founder & Broker

Ross Garcia currently serves as Managing Partner & Broker at PREI Capital Group, DBA Divorce Mortgage Advisors. Ross also serves as Co-Founder of Survive Divorce .

Ross is a mortgage pundit with an extensive network of bank lending relationships. He has a high proficiency for mortgage underwriting guidelines, specifically relating to divorce mortgage transactions. This skill - coupled with his lender relationships - affords Ross’ clients the highest rate of success when applying for a mortgage whether before, or after divorce.

Prior to joining PREI, Ross served as a Private Mortgage Banker with the Wells Fargo Private Bank located in Beverly Hills, CA. During his tenure with the Private Bank from 2011-2015, he contributed to the origination of over $400 million in residential mortgage financing. In 2010, as part of the retail banking division, Ross was selected to a leadership team responsible for overseeing and implementing the east coast conversion of Wachovia retail locations following the merger between the two banks.

Ross has earned a unique designation as a Certified Divorce Lending Professional (CDLP). He is well versed in navigating complex divorce scenarios which require specifically structured financing and a high-level of expertise. He has been involved in hundreds of divorce financing cases and is often called upon to serve as a valuable resource for Family Law Attorneys and Finance Professionals as they evaluate their clients divorce settlement options.

Ross’ strong relationships with lenders, coupled with his expertise in divorce, translates into negotiating leverage in securing loan approvals for his clients.

Ross has been selected as a Member of the Forbes Finance Council - an invite only group of Finance Executives considered to be Thought Leaders in their respective fields. He earned a Bachelor’s Degree in Business Economics from the University of California, Santa Barbara.

In his free time, Ross is an avid sports fan, fitness enthusiast, and the proud father of two young boys.
BRE #01896272
NMLS #674733

Jason Crowley

Jason Crowley, CFA, CFP®, CDFA®

Co-Founder & Advisor

As Co-Founder & Advisor at Divorce Mortgage Advisors, Jason Crowley works with our clients and their attorneys to formulate creative strategies to complicated settlement issues. His primary focus is providing guidance on structuring agreements so our clients can achieve their mortgage financing objectives. His expertise facilitating the division of complex assets such as stock options, business and venture capital interests, and real estate investments enables us to bring a unique approach to divorce lending. In addition, Jason oversees the business development and strategic growth initiatives of our company.

A nationally recognized expert in divorce financial planning, Jason is a highly sought after speaker on financial and tax issues in divorce. He has the distinction of being one of the select few financial professionals to hold the Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), and Certified Divorce Financial Analyst (CDFA) credentials. Mr. Crowley has testified as an expert witness on divorce financial issues. Jason has extensive training in family law specific Mediation and Collaborative Divorce, and he is an active member in a number of professional associations including the Association of Divorce Financial Planners and Institute for Divorce Financial Analysts. Notably, Jason was selected as a member of the prestigious Forbes Finance Council and was the former president of Collaborative Practice San Mateo County (CPSMC).

Jason also serves as Managing Partner at Divorce Capital Planning, which specializes in divorce financial planning and analysis, and founder of Survive Divorce. He began his professional career as a financial analyst at Commerce Capital Group, a boutique investment banking firm specializing in mergers and acquisitions (M&A) advisory services.

Jason earned a bachelor’s degree in Business Economics and Accounting from the University of California, Santa Barbara, where he graduated summa cum laude. He also holds the Financial Industry Regulatory (FINRA) Series 7 and 66 licenses.
BRE #02022491

Jay Garcia

Jay Garcia


Jay has been an active real estate broker since 1981. Early in this career, he was involved in formulating real estate partnerships that acquired apartment buildings in Northern CA. In 1991, he founded PREI Capital Group to meet the challenges of client’s mortgage financing needs.

Since the inception of PREI Capital Group, he has established steadfast relationships with many banks and conventional lending institutions. These relationships have afforded his company the ability to fund in excess of $1 billion in residential financing and close over 3,000 transactions. All of his loans are generated through a 100% referral base.

Jay is especially known for his unrivaled knowledge of the nuances of mortgage financing as he has watched the lending market evolve over the past 30+ years. During this time, he has also originated an abundance of divorce loans and has developed strong relationships with Family Law Professionals throughout the entire Bay Area.

Jay holds a Bachelor’s Degree in Business Administration from the University of San Francisco, class of 1978.
BRE #00775987
NMLS #256364