Forbes asked our top questions to ask yourself to make smart decisions with purchasing a home. According to our Founder, Ross Garcia: Here’s a Catch-22: As we know, the housing market in 2008 took a major downturn, and many Americans quickly discovered that their mortgage balances exceeded what their homes were…
Forbes asked our top tips for saving money for economic emergencies According to our Founder, Ross Garcia: Cut Out Frivolous Spending A bear market is a great opportunity to reassesses your business and find the areas in your budget that aren’t generating value (ROI) and cut bait. Not every expense…
If you’re in the market for a new property, one of your first questions is likely to be – how much can I afford? There’s nothing more discouraging than becoming emotionally attached to a new home. Then, finding out that you cannot qualify and the property you’re targeting is outside…
According to the National Association of Realtors 2018 Profile of Home Buyers and Sellers, nearly 25% of first-time home buyers use gifts as a down payment on a home. Whether you’re a first-time buyer, a divorcing client looking to relocate, or anyone else that finds themselves priced out of the…
Getting a mortgage and looking for a new home is always a difficult process, especially when you’re self-employed or tend to work on a contract-to-contract basis and if you’re going through a divorce then the stress only multiplies. Luckily, your search for a mortgage doesn’t have to become a seperate…
Our founder, Ross Garcia, recently wrote a feature article for Forbes which discusses some of the economic and financial challenges for buyers in today’s expensive housing market. The article addresses many of our clients concerns surrounding purchase price, mortgage preapproval amounts, and volatility in interest rates. Click here for the…
Forbes asked our top tips for improving financial literacy within the Millennial generation. According to our Founder, Ross Garcia: Talk to a trusted mentor “There is a plethora of information available on the internet to support a self-help approach. However, picking the brain of someone you know and trust…
Forbes asked us what we believe to be the biggest changes expected in the world of finance in 2018. Ross’ answer was featured as #5 on the list. According to him: #5 Productivity Through Automation “Basic, repetitive duties and simple managerial decisions can become more simple, more efficient and more…
Our founder, Ross Garcia, had the privilege of interviewing one of the top real estate agents in the nation – Tami Halton Pardee, Founder and CEO of Halton Pardee & Partners. Click here for her take on the Top 5 Attributes of an All-Star Realtor. Be sure to share this…
Our founder, Ross Garcia, recently published an article for Forbes.com discussing the evolution of digital mortgages. How close are we to mastering this new product offering? What are some of the risks and challenges of implementing this efficiency in today’s marketplace? Click here to read the full article. Be sure…
