We Specialize In Divorce Mortgages
We aren't your run-of-the-mill mortgage brokers. We understand the nuances of divorce inside and out. Our extensive experience in divorce lending gives us the ability to help you navigate the loan approval process and identify potential landmines early on.
Propose A Scenario, Let Us Do The Work
Do you have questions about how your divorce impacts your mortgage decisions like how to keep the house in a divorce? We can help answer that and other things that you may be wondering:
- Do I qualify to refinance the mortgage on the family home?
- Does my spouse qualify to refinance and remove my name from the loan?
- Can I take cash out of my home during the divorce for buyout funds, legal fees, etc.?
- How will spousal and child support impact my ability to qualify for a purchase - now, and in the future?
The answers to these questions can have far reaching consequences. We're here to help you think through these critical issues. We will analyze and assess the role your mortgage plays in your divorce settlement strategy, and we will offer creative solutions to getting approved. As a result, you will be strategically positioned for a favorable settlement.
Competitive Rates and Many Lender Options
Why do so many people prefer working with mortgage brokers vs. walking into their bank? The answer is simple – OPTIONS.
As mortgage brokers, we work for you - not the bank. Part of that commitment is taking the time to find you the best available rate on the market. We match you with the lender that can approve your loan under the best terms, and we take the burden of rate shopping out of your hands.
More importantly, we have an in-depth understanding of every single lenders guidelines. This enables us the ability to find you the perfect lender that meets you criteria, with the best price.
Fast Review & Approval
We know you want answers – and we know you want them fast. Once we receive all of the necessary information (income, proposed scenarios, etc.) we commit to issuing your preapproval letter within 24 hours.
Not only does this give you the ability to move forward with confidence, but you can also rest easy knowing that you'll have a painless mortgage process once you’re ready to apply. You are now prepared for a seamless loan closing from start to finish!
Buyout Preapproval Letter (BPAL)
You wouldn't think to sell your home to a buyer without a preapproval letter, right? It shouldn’t be any different when your spouse is buying you out of the house during a divorce.
With our trademarked BPAL®, we’ll verify that this is a viable option – giving you the peace of mind that you've been looking for.